So, maybe you don’t make the same amount of money on every paycheck.
Dig into categories that seem too high and find ways to spend less so you can save more! (By the way, Ramsey+ is also your go-to on money courses that will teach you how to save more money. You’ll see if you’re consistently overspending in certain budget lines, or if your spending spikes in certain months.
Instead of a yearly overview like the Spending Totals section, you’ll see spending broken up month by month.Īgain, this gives you a detailed look into places where you need to tighten the reins on your spending. Make changes to this month’s budget so you can get your spending-and your goals-back on track.Ī budgeter favorite, this section makes it clear where your money’s going. Stop giving in to those drive-thru temptations. Start meal planning and making grocery lists. Click on that slice of the pie, and you can do a deeper dive.Īre your Groceries and Eating Out lines both a little out of control? Time to make adjustments. (Quick callout: That number should be no more than 25% of your take-home pay.) But what do you do with all these numbers? Well, let’s say you’re a little shocked by your food spending total. Most likely, you’ll see housing at the top. You’ll see a breakdown of your total spending from the last year on all your budget categories.īudget every dollar, every month. Have you ever thought to yourself, I wonder how much I spent on transportation this past year? Well, now a quick glance at this pie chart on your Insights page can answer that question.
So, let’s dive into the custom budget reports you’ll get when you upgrade to Ramsey+. And reporting helps you budget even better. It’s how you keep moving forward with your finances. You get this feature when you upgrade your EveryDollar budget to Ramsey+, where you’ll get all our premium budgeting features. We get it, and that’s why we created the Insights tab with custom budget reports. It’s just that simple.īut figuring out if those two things are lining up can be tricky.
Aka-what you’re doing with money right now should reflect what you want your money to do for you in the future. Truth bomb: You won’t move forward financially unless you make sure your money habits line up with your money goals.